How Much Does It Cost to Redo a Fireplace? What Homeowners Need to Know

Fireplaces are like the cherry on top of a cozy living room sundae. Whether it’s crackling flames on a snowy day or just a nice visual anchor that ties the room together, a fireplace can set the mood, raise your home value, and keep the heating bills slightly more manageable—depending on the type. But if your fireplace is outdated, damaged, or just not giving off “wow” anymore, redoing it might be at the top of your home improvement wishlist. So, let’s dive into what it really takes to redo a fireplace, how much it costs, how it ties into your home warranty options, and why you should think carefully (and practically) before striking the first match.

What “Redoing a Fireplace” Really Means

Okay, first things first: when we say “redoing” a fireplace, we’re talking about more than just adding a new coat of paint to the mantel. Redoing a fireplace can involve resurfacing the exterior with tile, brick, or stone, replacing gas or wood-burning inserts, improving the surround, modifying the hearth, or even changing the type of fireplace altogether—yeah, like going from wood-burning to gas. Structurally, the chimney and flue system may stay the same, or in larger remodels, those might be overhauled too. The scope really depends on your end goal—are we going for aesthetics? Functionality? Both?

Average Cost to Redo a Fireplace: What to Expect

So, let’s talk numbers—because let’s be honest, that’s why most people end up Googling this topic at 11 pm while watching home makeover reels. The cost to redo a fireplace ranges significantly depending on the scale of the work. At the low end, a cosmetic makeover—think paint, new tile, maybe a faux mantel—can run you anywhere from $600 to $2,500. A mid-range renovation that includes adding a gas insert, refacing the surround, and changing materials usually falls between $3,000 to $7,500. For full-on renovations that involve masonry work, chimney repairs, or switching systems entirely, you might be talking $10,000 or more. Your zip code plays a role, too. Labor in major metro areas? Definitely costs more. Feel free to gulp here, it’s okay.

How It All Works: Fireplace Types and Systems

Fireplaces come in a few flavors, each with its own set of quirks. If you have a traditional wood-burning fireplace, you likely have a masonry chimney and firebox—that’s the classic, old-school setup. These can be charming but also require major maintenance (soot buildup, anyone?) and may not meet current building codes. Then there are gas fireplaces that either vent outdoors or inside via ventless systems. They’re cleaner, simpler to use, and typically more efficient—but they rely on gas lines and might limit your aesthetic options. Electric fireplaces? They give off heat and light but don’t require venting or fuel, making them the simplest and often cheapest to upgrade—but they’re also more ‘ambiance’ than actual heat source. Your remodel choices—and the costs that follow—depend largely on the type of system you’re starting with and where you want to go.

Pros and Cons of Redoing a Fireplace

Home improvements are always a bit of a trade-off, and fireplaces are no different. Major pro? Curb appeal, or rather, interior appeal. A fresh fireplace design can instantly modernize a space and boost home resale value. You might also benefit from improved heating efficiency, especially if you’re switching to a gas fireplace with a blower system. On the downside, there’s the mess. Fireplace remodels can get dusty, especially if masonry work is involved. Also, if your setup requires city permits or electrician work (say, to install an electric insert), that adds to timelines and costs. Another con some folks overlook? Downtime—you might be without use of your fireplace during holidays or colder months, so timing is something to really think about.

Can a Home Warranty Cover Fireplace Repair or Replacement?

This is where things get interesting, or frustrating, depending on your point of view. Most standard home warranties do not cover cosmetic upgrades to fireplaces like a new mantel or re-tiling. But if your fireplace has mechanical components, such as a gas insert or electric unit that breaks down due to normal wear and tear, some home warranty plans might cover repairs or replacement. The key term here is “normal wear and tear.” If the issue is due to misuse or is considered a pre-existing condition, that usually isn’t covered. Also, chimney cleaning and flue inspections? Often outside the scope. Always (always!) read the fine print. For homeowners considering a fireplace redo, this is a good opportunity to re-evaluate your current home protection plan and make adjustments that align with your renovation goals.

Tips Before You Pull the Trigger on a Fireplace Remodel

If you’ve reached the point where you’re actively calling contractors or binge-pinning tile inspiration, here are a few tips to keep you grounded. First, set a realistic budget with a 10-20% cushion for surprises that come up—because they always come up. Check local codes—especially if you plan to switch fuel types or enlarge the firebox. Gas fireplaces need proper ventilation, and new electric installs could require upgraded wiring. Don’t forget the aesthetic elements too. Materials like stone or marble add drama but require expert installation. Keep functionality in mind—there’s no point in having a beautiful fireplace that you never use because operating it feels like launching a spaceship.

Why Armadillo Could Be Your Warmest Investment Yet

If you’re diving into a fireplace makeover, now’s the perfect time to think beyond the hearth. Protecting this new investment—as well as other critical systems in your home—doesn’t have to be complicated or high stress. That’s where Armadillo steps in. A home warranty plan from Armadillo can provide coverage options for mechanical fireplace components, among other essential home systems and appliances. It’s an easy way to gain peace of mind without wrapping your whole house in bubble wrap. Start by visiting our homepage at https://www.armadillo.one to explore what we’re about. Or, if you’re already ready to get moving (respect), you can build your custom plan and get started here: https://app.armadillo.one/plan-builder?current=zip. With Armadillo, warmth—literal and metaphorical—is always within reach.